Uninsured/Underinsured Car Accidents in Gainesville

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Being hit by a driver who does not carry enough insurance can leave you feeling powerless and uncertain about your next steps. You may be facing medical treatment, missed work, and mounting expenses while insurance companies delay or deny responsibility. At Smith Hulsey Law, our auto wreck attorneys help people regain control after serious crashes, including uninsured/underinsured car accidents in Gainesville, by stepping in quickly and protecting your rights early on.

As lawyers of the people, we take pride in standing up for our neighbors when the system feels stacked against them. Our team has secured strong recoveries for injured pedestrians and drivers, including $1,025,000, $1,900,000, and $1,000,000 results. When insurance coverage falls short, we work relentlessly to pursue every available path to compensation.

When the Other Driver Lacks Adequate Insurance Coverage

When a car crash happens in Gainesville, and the at-fault driver does not have enough insurance, your own policy may become the main source of financial recovery. State law allows injured drivers to seek uninsured motorist benefits under Official Code of Georgia Annotated § 33-7-11, which can apply when a negligent driver carries little or no liability coverage.

For anyone injured by an uninsured or underinsured driver, dealing with their own insurance company can feel just as difficult as the crash itself. At Smith Hulsey Law, we could handle communications, document damages, and challenge unfair settlement tactics so your claim reflects how your injuries have affected you.

What Should You Do After a Crash With an Underinsured Driver?

After a collision, protecting your health and your claim should come first. Always report the accident to law enforcement and seek medical care as soon as possible, even if your injuries seem manageable at first. These records help establish liability and connect your injuries directly to the crash.

If you sustained injuries in a Gainesville accident caused by an uninsured or underinsured driver, speaking with an attorney early could prevent costly mistakes. Our team could review your policy terms, identify available coverage, and determine whether additional claims may exist against other responsible parties or sources of compensation.

How Our Firm Helps When Insurance Is Not Enough

Limited insurance coverage often requires a more strategic legal approach. We investigate the crash thoroughly, preserve evidence, and calculate damages that account for both current losses and long-term consequences. Our team prepares every case with the expectation that insurers may resist paying what is fair.

Smith Hulsey Law has extensive experience representing people harmed in Gainesville collisions involving insufficiently insured motorists, and we bring that experience to every case we handle. Our results include multimillion-dollar recoveries, such as $12.5 million, $9.2 million, and a $1.5 million pedestrian verdict, reflecting our commitment to meaningful outcomes for the people we serve.

Call Our Gainesville Lawyers After an Uninsured or Underinsured Car Crash in Gainesville

After uninsured/underinsured car accidents in Gainesville, you deserve guidance from attorneys who understand both the law and the local community. At Smith Hulsey Law, we take the time to explain your options clearly and help you make informed decisions about your recovery.

Contact our team today to speak with a skilled lawyer who knows how to handle accident claims involving insufficient insurance. We are ready to stand with you and fight for what you deserve.

Smith Hulsey Law

Smith Hulsey Law
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